Mortgages

MW Financial can search the whole of the market to obtain the right mortgage for you and your individual situation.

Mortgages

Not only do you need to consider which mortgage is most suitable for you, you also need to think about which interest rate options are most likely to suit your needs.

MW Financial can assist you with your mortgage needs regardless of your situation, for purchases whether you are a first time buyer, a home mover or thinking about investing in property.

First Time Buyer

Buying the first property can be both exciting and confusing. At MW Financial what we do is determine how much you can afford then establish how much deposit amount you are willing to pay, look into the different type of mortgages which would be helpful for you to buy your first home

Home Mover

A home mover mortgage isn’t any different to a standard mortgage. It’s simply the process of getting a new mortgage when you move house so the mortgage is suitable for the house you’re moving into. Choosing the correct mortgage for you is critical as you will need to ensure it is still affordable whilst suiting your changing needs.

Home mover mortgages are typically for people who are stepping up the property ladder and looking for a bigger home, and as a result are also looking to increase the size of their loan amount. Many mortgages are ‘portable’, which means you can take your existing mortgage to your new home, others are not, requiring you to look for another option when moving home. You might also find that your current loan provider won’t allow you to borrow the additional amount necessary for you to move home.

Even if you aren’t looking to borrow more money, changing your mortgage when you move house, rather than transferring the current one over, can help to better suit your new circumstances and get you a better deal.

Remortgages

Whether you are looking at consolidating your debts, raising money for home improvements, looking for a better monthly payment than you currently have, or want to restructure the terms of your current loan, MW Financial can help.

Remortgaging can help your financial health in many ways. In simple terms, remortgaging involves moving your current mortgage to a new arrangement, arranged either with your existing lender or with a new lender.

Many borrowers choose to review their mortgage every few years in order to take advantage of the new rates on offer. Those that remain on the same deal for the full term of their loan could lose out by paying more money than they need to. They could also miss out on the chance to finish their mortgage term earlier than originally planned.

Buy To Let

Whether you are an experienced property landlord, or a first time investor, it is important to ensure you have a clear understanding of the process and your knowledge is up-to-date.

MW Financial will help to clarify the terminology, benefits, risks and associated costs of borrowing to invest in rental property and help you choose the most suitable deal for you.

Commercial Finance

This is a referral service

Whether you are looking to purchase a commercial property or refinance existing premises. Consolidate existing debts or expand a business. Carry out improvements to a commercial property, set up a new business or an investor purchasing commercial or semi commercial property. MW Financial can help you arrange funding. 

Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority do not regulate buy to let and commercial mortgages.
Commercial mortgages by referral only.